Confucianism is a kind of religion anchored on the philosophy and ethics initiated by the well-known Chinese philosopher, Confucius. He was able to live from 551 to 478 BC. As many surely had stumbled upon, there were occurrences when Confucius was called the Kong Fuzi, or Master Kong. He took charge in teaching a system in social, political, philosophical and moral beliefs. This led to the assumption of many Confucianism facts that are still followed by some up to this day.
Originally from the Shantung Province in Lu, Confucius grew up in poverty. He was deprived from the lavish and wealth of the world. His father passed away earlier than he thought it would be. He was still very young that time. Regardless, this did not stop his mother from teaching him everything he needed to know in life.
The moment Confucius got married, he was able to have teachers of various arts. Six of them to be exact. As a matter of fact, he also started teaching when he reached thirty. As he was to unfold his fifties, he started developing his vision. He persevered in this. He continued until he died. He was 73 years old then.
What you do not know about the founder
Confucius got married at a young age, 19 years old. Prior to his marriage, he worked as a stable manager and even a bookkeeper. As mentioned, he undergone six arts. These are arithmetic, archery, music, ritual, charioteering and calligraphy. There was also a period in his life when he pondered more on poetry and history.
It came to a point when he had to bring his ideas up to the society. This involved politics and morals too. The same was also true with education. The government was very much informed with this. However, the sad truth was that initially, his ideas were not really given attention seriously. Because of this, he was forced to leave his country. He did this so that he would find himself a feudal state which would eventually hear his ideas out.
Despite all the hindrances, like being put into exile for 12 years, Confucius did not put his teaching into a halt. As a matter of fact, he used that to spread his vision to the world. The moment he reached 67, he went back home. This was the time when he was very much eager to teach how to write.
As for the religion based on his perspectives, Confucianism is still practiced in Korea, Vietnam, China and Japan. There are also some places in North America that adopted it. The religion is responsible in promoting the idea that individuals should adhere to moral virtue and as well as honesty. It convinces people to strive for a harmonious and ideal social relationship. Do not get this wrong though. Confucius, is not in any way, the founder of Confucianism. This was only called so because his outdated ideas were revived. They were again put back to life.
There are people out there who have this innate keenness to ladybugs. This is not surprising because they are colorful in nature. Their color, the spotted one, is also smoothing in the eyes. There are farmers who love them for they are quite a specie with appetite. Most of the time, ladybugs devour insects which eat plants. They are specifically into aphids. With this, they help for they can secure crops. These are popular facts about Ladybugs.
The reproduction of ladybugs occurs in colony. It will start by laying off almost a hundred of eggs. This is going to be directed towards the said colonies. This may also be in other pests which eat plants. The moment they hatch, the larvae of the ladybug will start to feed. This is its nature ever since.
Ladybugs are commonly referred to as lady beetles. It may be a bit different in Europe though because it is given the name ladybird beetles. There are like 5,000 variations of the given specie. These also differ on appetites. There are actually ladybugs out there that do not take plant-eaters as their prey. For instance, the Mexican bean beetle. The same is also true with the squash beetle. Both of these are considered to be really destructive pets. They are popular for preying crops. That is the reason why men detest their existence.
The Colors and Spots
Ladybugs may look like half-spheres at times. They may be round, spotted or tiny. They can also be oval-shaped. They are synonymous to domes. They may also go with very short legs and as well as antennae. The distinctive spots they have a really attractive as far as colors are concerned. These are supposed to be the weapons they have against predators. The said hue is meant to be unappealing. However, it turned the other way round. Ladybugs have the ability to create a foul taste. They do this through fluid secretion. This is not hard for them. Their color serves as a reminder. This is how they warn other animals that want to take them as victims. Through such, they are sending signals that they do not taste good at all. Whenever ladybugs are being threatened, they can play dead. They can also secrete a substance which is unappetizing in nature. This is another way to have themselves protected.
It can be assumed that ladybirds are useful and functional. They can be the partner of gardeners and farmers out there. They are very much necessary in the agricultural field. This may also be applied in similar places if there are such. Pest controllers will definitely agree to this. They are effective and safer as compared to poisonous chemicals which are utilized by other farmers. This posed harmful effects on everyone. The bright pattern and colors of these ladybirds are also interesting enough. They also help in the protection of the crops. Usually, they can warn predators of how distasteful they are. Lady bugs are indeed not just eye-pleasing.
According to the October 2015 edition of Pediatrics, the current statistic for children with autism is 1 in 91 children. For my family, this statistic is all too real. Being the parent of a child with autism presents its own set of difficult challenges. There is a certain sense of powerlessness that accompanies this responsibility. While state and local governments are figuring out how to accommodate and service the growing number of children with autism, we are living with the day to day challenges of raising and educating a child with moderate autism and profound hearing loss.
In the Beginning
After my parents moved to Lake County Florida in 1998, I was faced with the challenge of raising my hearing-impaired child on my own. After learning that Taylor had severe bilateral hearing loss, I was disappointed, but surprisingly optimistic. It was important for me to have a strong background in education in order to serve as the best advocate for Taylor. Though I received my bachelor’s degree from the University of Illinois at Chicago in 2012, over the past eight years I have acquired two additional graduate degrees.
After we moved to Brooklyn, New York for my teaching position in 2013, Taylor was diagnosed with moderate autism. Because of her limited language ability and other various developmental delays, it was difficult to figure out how to educate her. Prior to our move to New York, Taylor was implanted with the cochlear implant, a device that provides hearing to one ear through electrodes that are implanted into the cochlea. Because of the complexity of the device and the new influx of sounds, the device provided an additional challenge to an already multifaceted diagnosis.
Though there were specialized schools for autism and deafness, there was not a special school that could service both disabilities. When planning her program, we attempted to separate her goals into short term ones, all while maintaining realistic expectations. It was our hearts’ desire for Taylor to walk, talk and hear, but realistically we settled on more assessable short term goals, such as reciprocating the signs we presented and toileting independently.
Beating the Odds
Because of the dedication of countless teachers and therapists, Taylor has been able to beat the odds despite her dual diagnosis. She is an avid swimmer and participates in Maine Handicapped Skiing during the winters. The Sunday River ski resort houses this special program that enables children and adults with special needs to ski while assisted by trained volunteers. While vacationing in Florida this summer, Taylor has also enjoyed morning swims in a local pool.
Spending holidays and vacations in Florida with my mom has been a rewarding source of respite. There are numerous obstacles that parents face when raising a child with autism but when given a proper diet (gluten free), and a standard routine, life for a child with autism can be just as satisfying as that of a typical child. There are two key ideas to keep in mind for long-term success regarding children with autism. First, educators and parents should work closely to assure the specialized educational plan often known as an Individualized Education Plan (IEP) is put in place.
The IEP is generated once per academic year and allows parents and educators to create specialized goals that are tailored to the needs of each child. Secondly, it is important to have realistic and measureable standards that encompass the special talents of the child. Therefore, children with autism are able to enjoy reaching those standards while building on their unique abilities.
The Marching Band
Being the parent of a child with autism is like being the leader of a marching band. The band members are made up of therapists, teachers and doctors. Your job is to lead the band through a maze of harmonious renditions while staying motivated and energized. In doing so, you pray that at the end of the performance you are still standing and you must remember to enjoy yourself along the way. Though it is exhausting and emotionally demanding, this event must be orchestrated just right, so the band members march forward despite difficult circumstances.
As the leader, it is important to keep in mind the main goal of a band leader: arrange a crisp program that not only sounds flawless but appears effortless. This must take place all while forging straight ahead, overlooking minor mistakes and errors. Even though your back is turned the entire time, you know what each participant should be doing and what role they play in the success of this occasion. The routine must be tailored specifically so your child can succeed.
This life-changing performance involves strict planning, practice and patience. Even though you may stumble along the way, when you are the leader, you take full responsibility for the failures and the successes. Before the finale, you reflect on the highs and lows of your performance, and you are grateful for those who have participated to make it such a worthwhile event. As the parent of a special needs child you hope that one day your child is able to dance to the beat of their own drum and benefit from the life-changing contributions that were made on their behalf. Finally, you take a bow.
Need a guide on currency trading? We cannot get rid of the classic way of learning just because we are already at the modern times. Being in the Forex industry requires an extensive training and a continuous study in order to get updated on what’s the latest trend. To keep up with what’s hot in the currency trading industry,
Here are the 10 best Forex trading books that you shouldn’t miss:
1. Trading in the Zone / Author: Mark Douglas
The book is applicable to any Forex market which is why this is referred to as the Trading Bible of most traders. This book will be good for everyday reading as you go on with your career as a currency trader.
2. Jesse Livermore’s World’s Utmost Stock Trader / Author: Richard Smitten
Reminiscences of a Stock Operator / Author: Edwin Lefevre
They are two books but they are worth reading. The lessons and insights that you gain upon reading these books are applicable to any market and trading activities as they are timeless.
3. Face the Trader Within / Author: Chris Lori
Chris Lori will teach you the psychology of Forex trading in his book entitled Face the Trader Within. He is the Commodities Trading Adviser and serves as a mentor, as well, to all levels of traders. His book teaches traders the significance of facing their inner challenges or struggles in order to have an outward success. The book’s views are direct to the point and every trader has to read this especially now that it is only free at: http://authenticfx.com/free-forex-books.html
4. Dummies Currency Trading/ Authors: Brian Dolan and Mark Galant
The Dummies Currency Trading book is a great book in preparation for your currency trader career with its best Forex trading strategies.
5. Warrior Trading / Author: Clifford Bennett
Warrior Trading is more of an average Forex trader’s book but it is highly recommended because of the insights on the mechanics and market psychology that were brilliantly expressed in it.
6. The Secret of Candlestick Charting / Author: Louise Bedford
This book by Louise Bedford is highly recommended since it tackles the introduction to the topic on candlestick charting alone but not about Forex Candlesticks.
7. Nison Candlesticks (Second Edition) – Japanese Candlestick Charting Techniques and Beyond Candlesticks / Author: Steve Nison
These books by Steve Nison are most likely similar in terms of content that is why they are on the same spot on our list. He brought the candlesticks to the West from the Japanese culture and he continues to update it in order to remain strong and educating to its readers.
8. Encyclopedia of Chart Patterns (Wiley Trading) / Author: Thomas N. Bulkowski
As the name suggests, this is really an encyclopedia that provides a comprehensive and detailed explanation of common and uncommon chart patterns. Though it is an uneasy book to come by, but it can provide you with a source of good research.
9. How to Trade of a Currency Fund / Author: Jarratt Davis
The How to Trade a Currency Funds book by Jarratt is a very good source of knowledge for traders who belong to the intermediate to advanced level who have been consistently achieved success but are still aiming for much success in the trading industry.
10. Day Trading and Swing Trading the Currency Market: Technical and Fundamental Strategies to Profit from Market Moves / Author: Kathy Lien
Kathy Lien is a reputable currency trader and a person who is known to be of good virtue in terms of value and integrity on the internet. She is the type that could make you listen the moment she starts to speak and read the things she writes for you to achieve what she has already achieved.
The knowledge that the best Forex trading books can give are incomparable compared to the modern way of obtaining knowledge. They are capable of giving continuous updates in order to keep the needed knowledge current. Try one of these recommended books and you’ll see the difference that traditional books are valuable investments in giving you insights and information vital to your currency trader profession.
A Bachelor in Finance is a good major to consider. Bachelor Finance programs offer students with the requisite knowledge and skills to enter the financial investment world. The opportunities are endless with career opportunities in banking, investing and even sales. Here are ten schools that offer very competitive programs in finance:
1. Babson College
Babson College offers a unique curriculum for all their business courses. They teach their students what they call Entrepreneurial Thought and Action. They take pride in the fact that they equip all their finance majors not just the ability to make great analysis but also the knack for growing businesses.
2. Massachusetts Institute of Technology
MIT’s Sloan School of Business needs no introduction. They are renowned to provide the best education with their innovative and highly-flexible curriculum. They are particularly strong in the field of Financial Analytics—a new trend where quantitative analyses are used to determine financial decisions.
3. Carnegie Mellon
4. University of Notre Dame
Students at Notre Dame are given a mix of the traditional and the cutting-edge. They also have a strong curriculum in finance, especially in quantitative analysis. The end result is a graduate with strong financial foundations and a concentration on a specific financial field.
5. Washington University in St. Louis
This school is known to offer finance courses as minors and majors. They have a strong track record in the Bachelors of Finance program. In fact, Washington University in St. Louis ranks number 13 among all the tier 1 schools.
6. Boston College
Boston College allows their business majors to have Finance as their subject of concentration. This method allows their graduates with an in-depth understanding of the field. It also creates more opportunities for them when they graduate.
7. Miami University
They offer the extra mile to their Finance students by also offering licensing and professional certification programs. This makes it easier for their students to increase their credentials when they graduate. Miami University’s business program actually ranked 6th among all public universities in 2010.
8. University of Pennsylvania
What they offer is a major in economics but with the option to concentrate on finance. This flexibility makes it easy for their graduates to land prestigious jobs in investment and financial firms after graduation.
9. University of California
Offers a certificate course that can be used for a Bachelor’s degree in business. This course tackles important subjects like corporate and international finance, capital markets and investment management.
10. University of Maryland
They offer a Finance Fellows program to business students who want a concentration on finance. They have a number of other programs that can fast-track a student’s career in finance. They even offer an accelerated program to fast learners.
Get your Bachelor finance degree in any of these schools and you are almost assured of a good future. These colleges and universities offer the kind of quality education no other schools can match.
Clueless about personal finance forms?
You’re not alone. Thousands, if not millions, don’t know what these forms are and what they’re for. Thus, their personal finance management suffers because they can get their tax payments wrong. So we’re bringing you information about these forms. We’ll discuss what these forms are for, and how to fill them out correctly.
This form is also known as the Employee’s Withholding Allowance Certificate. The W4 is a helpful document that informs your employer your withholding allowance claims. This form requires you to divulge information like marital status. It also tells the employer if you are claiming exemptions from withholding.
How to Fill Out the W4
- To fill out this form properly, read all the instructions first. On the Personal Allowances Worksheet part are lines A to H. These lines let you determine your personal allowances. If you’re married, you need to also include your spouse’s allowances in this section.
- For those with children, they need to follow the instructions starting from line D to determine their allowances. And Line H asks you to sum everything up.
- The bottom part of the form is the Employee’s Withholding Allowance Certificate. You’ll be asked to fill your personal information along with the total personal allowance amount. Through this certificate, you can ask your employer to take out an additional amount from your monthly paycheck (you can do this on Line 6). For Line 7, this is applicable for those who were tax exempt the previous year.
1040, 1040A and 1040EZ Form
1040 is the form used to file income tax returns. This form has a lot of sections where individuals disclose their financial income for the year. The IRS will then use this form to decide whether the taxpayer is short on his taxes or is due for a tax refund. All 1040 forms must be filed before April 15.
The 1040A is a simplified version of the 1040 and is used by taxpayers who earn less than $50,000 a year and who do not own businesses. The 1040EZ is the income tax return form for taxpayers without dependents.
How to Fill Out the 1040EZ
For the purpose of simplifying this article, we will only feature the hardest of the three forms—the 1040.
- Fill in your personal information. Make sure all information you provide is current. Don’t miss out on filling out your Social Security information as this can lead to delays or can increase your tax.
- Check your correct status on lines 1-5 (either single, married filing jointly, married filing separately, head of household, or qualified widow or widower).
- Complete exemptions section by checking the appropriate box. Determine if your dependents are qualified for child tax credit. Add up all the numbers once done.
- Complete the income section by checking line 7 of your W2. Add up everything to get your total.
- Complete the adjusted gross income, if applicable.
- Come up with your deductions. For this part, you can either itemize your deductions or just use the standard deduction from your status.
- Calculate your taxable income for you to determine your tax. Also determine which credits you can apply.
- Next, complete the Other Taxes section, if applicable.
- Last, fill out the payments section.
Now you’re not so clueless about these finance forms. It’s best to ask help from an accountant. However, you can go ahead and file your own taxes if you’re confident you can do it on your own. This article about personal finance form should give you a headstart.
How do you limit your risks when investing in the stock market for the first time? Download a stock investing simulator and play the game of stock trading without shelling out real money. A stock market simulator allows beginners to get a feel of the market without the risks. New investors will feel safe in a trading platform where they are allowed to make mistakes. They will learn about which stocks to invest in and which stocks to avoid.
What is a Stock Market Simulator
It’s basically a software that simulates the activity of the stock market. The biggest and most important difference is that no real money changes hands in the simulator. In the olden times, practice trading is done by monitoring the stock market and doing trading transactions in paper. They termed this ‘paper trading’. It has since taken a more sophisticated and high-tech form with the stock market simulator.
How it Works
Simulators work by allowing users to manipulate virtual money. They can use this virtual money to make investments that mirror real-world market activities. This way, an investor can gain or lose virtual money while expanding their knowledge on how the market works.
Advantages of a Simulator
Here are some advantages of using a Stock Market Simulator:
- It’s a good tool to use for beginners. Beginners can start practicing on the knowledge they gained from reading books about the stock market.
- There’s no risk involved for the money traded is virtual. A new trader is more open to make investments because there’s no fear of losing money. As a result, mistakes will be made but a lot of valuable insight can be gleaned from them.
- Beginners can also learn certain trading concepts like leveraging, shorting stocks and derivatives. These concepts will help new traders once they’re ready to make live market transactions.
- Concepts on fees and commissions are also present in the simulators. New traders will encounter these fees virtually first in order to prepare for them once they do the real trading.
- Simulators are valuable assets for expert traders who want to test out their investment strategies. The implementation of these strategies is risky without testing them first. Simulators provide the best possible platform to test whether they work out or not.
Simulators and Guidance from an Expert
Online stock market simulators can provide the best stock market insight to new traders. But they’re not a hundred percent accurate. The actual market is quite unpredictable and traders who do well in simulations might do badly in the real thing. That’s why there’s a need to have an expert guide new traders. These experts can help beginners make sense of the activities, and simulators don’t offer this feature.
Start practicing stock trading with a stock investing simulator. A lot of these are offered free for download, and some can be run straight from your browser. But remember that simulators do not offer the full scope of investment education. Also look for a trusted investment expert to help act as a guide to stock investing.
Let’s talk about the qualities of the best free Forex charts. Forex charts are hard to explain but they have proven to be indispensable to the hardcore Forex trader. These charts have become the analysis tool of choice for traders because of the powerful features it has. The live Forex charts have rendered the hard copy Forex graphs outdated.
These Forex charts cover a vast array of data. They are usually presented in pairs of currencies because it’s useless to get a graph of only one currency. The better charts no longer require users to toggle back and forth between the chart and trading platform. They have the trading functions built into the interface. But all graphs have one thing in common: they plot the prices of the day. You can use these data to compare rates and see if any trends appear.
Things to Look Out For
A number of factors contribute to a great chart. Along with these factors should be the ability to manipulate data. Technical indicators also play a role to help traders analyze the market. Indicators such as Simple Moving Average (MVA), Exponential Weighted Moving Average (EMA) or Relative Strength Index (RSI) are must-haves. Look for graphs that can offer the most Technical Indicators.
Another feature to look for is the chart element. Chart elements can help traders analyze the market trends and locate opportunities. These are the elements that are important to Forex charts: Fibonacci Retracement, Fibonacci Time Zones, Trend Lines, Price Overlays, Equidistant Channel and Regression Channel. All charts should be able to allow users to create labels. This will be helpful so that they won’t get lost in their analysis.
Good charts should also have an option to provide the user with both real-time and historical data. The real-time data can give an idea of what’s happening, while the historical data enable users to track and analyze trends.
Free Online Forex Charts
- Powercharts—has the unique feature of letting users save their multiple workspace layouts. Recommended for intermediate users.
- Netdania—users can overlay multiple indicators and charts for multiple currency pairs. Recommended for all user levels. Beginners will find this chart easy to understand.
- MC FX—its unique feature is that it can automate the execution of strategies. It offers comprehensive features, a long list of indicators and chart elements. Recommended only for advanced users.
- Stratagem—premium version can provide all the features you need to improve your Forex analysis. Recommended for intermediate users.
- Marketscope—allows users to place trades directly from the charts. It also has a lot of indicators and elements users can use. There’s also an email alert function built into the chart. Recommended even for beginners.
That should give you an idea on Forex charts. The best free Forex charts can help you with your analyses so that you can make the best financial decisions. Forex trading has its inherent challenges, but these challenges can be addressed with a good Forex chart.
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